Before relocating to Thailand, you must consider the Health Care Issue, there are some practices regarding the health care system of this nation that has to be fully understood. These issues, although not intended to detract from living in such a beautiful country with so much to offer expatriates living in the country, the system of who pays for medical costs must be properly understood.
Thailand has no established primary health care system- Most of the doctors in Thailand are specialists that is why it is hard to find a reliable family doctor as one would experience in the West to treat you with your minor medical problems. As expats, you will have to go to a general hospital, wherein you will be most likely to be examined by a GP who is specializing in one field to another. Since it is common to have different small medical problems, it is somehow difficult for a medical specialist to deal with your ailment.
There is literally no state insurance in Thailand. That means we’re at the mercy of the hospitals and doctors and when they have you at a disadvantage you’re in trouble. If you had a pretty bad accident decent Medical Insurance in Thailand isn’t freely available.
The good news is that the cost of care and the cost of medical insurance are not as high as in the west, so you can expect to pick up a great policy at a great price that covers all of your needs.
So before you venture out on a motorbike taxi or in that Tuk Tuk to visit the temple or just drive to work think about what might happen, then contact us.